Raj Hit
Head of Risk & Assurance | Lotto NZ

Raj is a collaborative leader in Risk who is a trusted-adviser to the business, leveraging global consulting and financial services experiences (Singapore, London, Washington D.C. and Auckland). During his career Raj has built and motivated high performing teams in Risk & Assurance functions to deliver customer focussed results. His approach to risk is to provide pragmatic advice, guidance and assurance balancing risk with reward. Raj endeavours to support and help lead values-based businesses to be more successful than the competition to deliver the right customer outcomes.  Presently, Raj leads the Risk & Assurance function at Lotto NZ and is part of the Senior Leadership Team, with direct responsibility for Risk policies, frameworks and systems, Controls Assurance programme and integrity of the bi-weekly live-televised draws.

  • 20+ years of risk and financial services experience across NZ, Singapore, UK and United States
  • Broad exposure to all aspects of retail, commercial, wealth and institutional banking
  • Master of Management (Distinction) Banking
  • Chartered Accountant Risk Specialist – Chartered Accountants Australia and NZ


Mark Cubitt
 | SBS Bank

Mark has worked in both the public and private sectors in legal, investigative, and regulatory fields in New Zealand and the United Kingdom. He transitioned to risk management ten years ago and has worked as an AML/CFT consultant, risk manager across all three lines of defence in the banking sector, a CRO for a SaaS business and is currently the Group Enterprise Risk Manager for SBS Banking Group.

Mark’s governance experience includes board membership on charitable organisations, where he assisted with risk management understanding and application.


Dr Maria Pozza
Director – Lawyer | Gravity Lawyers

Dr Maria A. Pozza, the Director of Gravity Lawyers, has positively contributed to the legal and risk community with her legal, compliance and risk, knowledge and expertise.  Her most recent book published on Risk Management (2022) by Springer that looks at the Space Industry and has been hailed by the international risk community as an insightful and timely work that gets to the heart of the risk.

Dr Maria has also been awarded the Elite Women’s Lawyer category by NZ Lawyer for her work and ongoing contributions to space law in New Zealand, she was awarded the Global Excellence Award as the Most Influential Women Lawyer in Aerospace Law – New Zealand, and was noted by AI Global Magazine as the “Lawyer in New Zealand to Watch” in light of her trail-blazing work in Space Law.

She was involved in the submissions on the development of the Outer Space and High-altitude Activities Act in Aotearoa and continues to be an important contributor to the current day in aspects involving space activities undertaken from New Zealand.


Dr Bridgette Sullivan-Taylor

BCom (Otago), MCom (Auckland), PhD (Warwick), PGCHE (Warwick). MInstD.

Bridgette has expertise in strategic-decision making in the context of uncertainty and extreme events and developing organisational resilience (OR) strategies that inform both policy and practice in both NZ and the UK.

She has had strategic projects funded by the UK Cabinet Office Civil Contingencies Secretariat focused on public-private partnership and developing OR capabilities to a range of extreme events. These projects informed the development of the OR BS 65000 standard; CCA Act (2004), National Risk Register; Regional Resilience Forums; developed resilience scenarios and multi-agency responses as an all of government approach to mitigate the impact of extreme events. Member of the Emergency Planning College (York) and Business Continuity Institute (BCI).

At the University of Auckland she conducted risk management research with public and private sector organisations, developed professional development pathways for risk managers, developed an organisational resilience executive course, and supervised senior risk managers focused undertaking PhD research leadership in extreme events and emergency management.

Recently she helped advise the UoA on the Business Recovery Programme; informed the strategic plan; informed the CDO and People & Culture workstream; consulted to the Risk Office and revised the Enterprise Risk Framework. She continues to teach and research with a variety of organisation and hold a risk management role at KiwiRail addressing both critical and climate risks.

She is a member of RISKNZ, QuakeCoRE; Massey-Centre for Defence and Security Studies & Joint Centre for Disaster Management, The Aotearoa Circle, UoA Public Policy Institute Disaster Management Risk Reduction Hub; NZ Security Sector Network (NZSSN); Editorial Board of Dfsec Line of Defence publication; Judge for the NZ Outstanding Security Professional Awards (OSPA); Crowded Places Special Advisory Group (CPSAG).